Wednesday, 14 October 2015

ABOUT A SALE DEED

ABOUT A SALE DEED


                               
 




Sale Deed is also known as conveyance deed. This is the document by

which the seller transfers his right to the purchaser, who, in turn, acquires

an absolute ownership of the property. This document is executed

subsequent to the execution of the sale agreement and after compliance

of various terms and conditions detailed in the sale agreement.

Before the execution of the sale deed the title of the seller is to be

established beyond doubt. Copies of the documents of title must be

scrutinized by an advocate, well versed and experienced in property

dealings.



If there is any encumbrance on the property, such encumbrance is to be

cleared by the seller at his cost.All statutory payments like property tax,

water and power charges and any other payments due on the property

should be cleared before the execution of the Sale Deed. Any previous

charges or mortgage should be clear before execution of the Sale Deed.

Clearances, and permissions required to be obtained by the seller should

be obtained prior to execution of the sale deed.Latest encumbrance

certificate of the property, subsequent to the date of the sale agreement

up to the proximate date of sale deed should be obtained, and such

certificate should be of nil encumbrance.All the persons having interest in

the property should be made parties to the deed. Particular attention

needs to be paid in case of purchase of properties from a Limited

Company, Partnership Firm, Hindu Undivided Family, Trust, Power of

Attorney Holder and Minor.



Draft Sale Deed

A draft Sale Deed, containing full details of the parties, advance amount

paid, mode of balance amount payable, receipt of the balance amount by

the seller, handing over the original documents of the property, handing

over the possession of the property, handing over the authorization letter

to transfer power and water meters, signing of the application for transfer

of khatha, title of the seller of the property, indemnifying the purchaser in

case of defect in the title, easement rights, will be prepared by the

purchaser’s advocate. Such draft Sale Deed should be captioned as draft

Sale Deed and shall be signed by the purchaser’s advocate.


A copy of the draft Sale Deed will be given to the seller for his approval.

The seller and his advocate will verify the draft sale deed and approve it,

or may suggest suitable deletions, additions or amendments. The purpose

is to bring forth the correct intention of the parties to the Sale Deed.

On approval of the draft Sale Deed, the same has to be prepared on a

quality or a document paper. In Karnataka it may be prepared on good

quality paper like bond paper or green paper and the stamp duty may be

paid by way of demand draft or pay order or cash. The exact amount of

stamp duty should be ascertained from the Sub Registrar office. Purchaser

is liable to pay the Stamp duty as per value stated in the documents or as

per the Sub- Registrar office value whichever is higher.



Execution

After the Sale Deed is prepared all the parties to the deed shall execute it

by affixing full signatures. Each page should be signed by all the sellers.

Any overwriting, cancellations, erasures and additions have to be

authenticated by full signatures of the parties.The execution of the Sale

Deed requires to be witnessed by two witnesses. The witnesses shall give

their full particulars and addresses.

Sale Deed of immovable property of value more than Rupees one hundred

needs compulsory registration. The duly executed sale deed should be

presented at the jurisdictional sub-registrar office. All the parties,

including the confirmation witnesses shall be present at the time of

registration and admit the execution. Purchaser also has to be presented

for the execution of the documents at the Sub Registrars office. In case

the purchaser is not in position to be present before Sub Registrar, he can

give Power of Attorney to any of his persons to sign and present the

documents on his behalf. In case seller signs the Sale Deed, it is

compulsory that through the registered Power of Attorney holder only can

represent for him to present the documents before the Sub-Registrar.

Registration

2 In Karnataka, the Sub-Registrars office, take the photos of purchaser,

vendors, witness and also their thumb impressions and print the same on

the Sale Deed.The vendors has to produce all the original documents

pertaining to the property to the purchaser. If the property is divided into

one or more portions, the seller has to give certified copy or Xerox copy of

the documents to the purchaser and has to give declaration to that effect.

Generally, the larger portion holder should get the original documents.

There is a time limit for presenting the documents for registration. The

time limit is four months from the date of execution.  Thereafter a grace

period of another four months is allowed on payment of penalty. The

maximum penalty is ten times of registration charges.

At times, the registering authorities may dispute the stamp duty paid. In

such cases, the purchaser has an option of paying the additional stamp

duty by way of cash or payorder. The purchaser may contest it in which

case the Sub Registrar will do the pending registrations and send it to the

Registrar of Under Valuation to arrive at proper Stamp Duty.

Parties have to quote their Income Tax Permanent Account Number in

case the transactions are done in cash for the property which values more

than Rs 5,00,000. Parties, who have not yet been allotted Permanent

Account Number, will have to file Form No.60 or Form No. 61 in case of

Agriculturists.



The purchaser’s advocate has to take all precautions while preparing Sale

Deed. It is a most important document and decides the fate of the

purchaser.  The purchaser has to preserve the Sale Deed very safely.


More,

Advocate S. Selvakumar








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